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Solution home About Student Loans Glossary of Terms

Collections Costs Print

Modified on: Mon, 15 Feb, 2016 at 11:51 AM


Collections costs are a possible consequence of defaulting on a student loan. These are expenses charged on defaulted federal student loans that are added to the outstanding principal balance of the loan. Collections costs can be up to 18.5 percent of the principal and interest for defaulted Direct Loans or FFEL Program loans and may exceed 18.5 percent for defaulted Federal Perkins Loans and Health and Human Service (HHS) loans.


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