Administrative wage garnishment allows the federal government or your guaranty agency to have your employer withhold a portion of your earnings to collect unpaid non-tax debts that you owe to the federal government. If you have a federal student loan in default, up to 15% of your disposable pay could be taken by the federal government or your guaranty agency to repay your debt.


Student Debt Manager can help you identify if there are any ways for your to challenge a wage garnishment, including financial hardship to you and your dependents.